I got bored tonight and decided to try privista for 30 days. The score is about 30 points higher than my last pull on Equifax which was 579. Privista is telling me I'm a 613! Is this score accurate? Does this mean I've finally got my life back and am out of the 500 club and into the 600 club? PLEASE is the score accurate?
Sorry. The Equifax score (Credit Watch or myfico.com) is the more accurate score. It matched the score my lender pulled for my mortgage dead on. CreditXpert (Privista) score is always a little higher than the true FICO score.
