Must a CRA (specificallly TU) list the "Date Opened" and "Date Closed" for an account that has been charged off? I have charged off account which is over 7 years old but since those vital dates are not being reported by the CA, it still remains. How can I get TU to report these dates? I would really appreciate a response to this, I dont know how to handle this. My letters to TU requesting the dates be added come back "verified". Thank you so much in advance.
I had that same problem with TU. I finally called and disputed and explained in detail that I needed the dates reported for these accts. It was finally corrected.
Hi DrChrisCat, Don't do this the hard way by sending a letter. TU knows they don't report the DLA. Therefore they allow phone calls to a CSR to find out and they don't give you a hard time with it. So just call them first and ask what the Date Of Last Activity is. If it's 7 yrs. old ask them to delete and that'll be the end of it. Let us know how it goes. HTH,
