I was always curious but thought Id ask now that I have a couple new tradelines starting. Do creditors pull your report again when they place a tradeline and report payment history on your credit files? Or does their system just insert a tradeline and payment data in some way that doesn't actually pull the credit report? Excuse the probably dumb question, but Id hate to run into excess inquiries, and was curious what the procedure was for reporting a new tradeline and payment info. thanks