Profit & Loss Writeoff

Discussion in 'Credit Talk' started by furtik, Oct 3, 2005.

  1. furtik

    furtik Well-Known Member

    I have disputed several times without success to get a balance off my credit report. The account in question shows "Profit & Loss Writeoff" right on the credit report yet the credit bureaus insist on reporting a past due balance of $2k with a payment past due of $463 (this account is over 6 years old!). This is the last thing I have to clear up in order to get a house. Can anyone help me out and give me a few suggestions on what I should do from here?

    The account has been validated and it does belong to me. It is also past the SOL for my state so no chance of being sued. Transunion completely removed the TL from one dispute but Experian and Equifax refuse to investigate any further unless I come up with additional paperwork.

    Thanks in advance,
     

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