I started cleaning my credit house on Feb 27 and have had AWESOME results using the methods found on this & other related boards. I wanted to share my progress with everyone & maybe provide a little encouragement..... I've had the most luck with TU so far, so I'll just cover them. My TU Feb 27 - 12 bad TL Apr 10 - 1 bad TL Wife's TU Feb 27 - 5 bad TL Mar 26 - 1 bad TL That's right kids; 15 removals in 1.5 months from TU (28 from all 3)!! DOLA range 96-2003. And I can't believe the number of violations I've seen. Still thinking about suing on a few of the bigger ones...... My proudest moment happened today. TU reinserted & reaged an account a couple of weeks ago. I sent the reinsert letter from WhyChat, TU signed the CRRR today and the TL is gone this afternoon! Yay! I win! (You'll see this on other boards too, I'm just so proud! )