Hi There, I've recently begun trying to repair credit, about 1 month into it. I've notice some pretty good changes to my score in this time period. Transunion went from 547 to 562 Equifax went from 527 to 612 Question is, which one is more important? Why the big discrepancy? I'm pretty sure my bank uses Transunion (Royal Bank), but I heard they use a different FICO score?? Which would be weird, as they are a huge bank. Can anyone shed some light on this? Thank you very much
I have a credit monitoring service thing with Trans union (online) that I pay monthly, and gives me unlimited updates on my score I just by my report from the Equifax website monthly. Should note that these are both Canadian sites...
Not sure about Canadian stuff - everything that is said here usually pertains to US laws and such. Anyway, the only place Americans can get their real FICO scores is at myfico.com . YMMV. This site usually has discount codes somewhere.
