Promo blocks

Discussion in 'Credit Talk' started by notasaint, Apr 9, 2003.

  1. notasaint

    notasaint Well-Known Member

    I got sick of all the dufus offers i kept getting from banks, so i put a promo block on to keep from getting such dufus offers. I definitely don't get too many offers for these things now, nor do i get any good offers. Any comments as to whether a promo block is good/bad/neither? and what does EU mean in the inquiry box? i had a pre-pre-mortgage company take a look at our credit 9-01, and apparently they took another one without my knowledge on 11-01. does this hurt? i don't have too many inquiries, one from car loan a year ago, and cap 1, chevron checking up on me. thanks...
     
  2. GEORGE

    GEORGE Well-Known Member

    MY OPINION...BAD, REALLY BAD!!!

    PRM'S DON'T HURT...THEY ONLY HELP...
     
  3. GEORGE

    GEORGE Well-Known Member

    IF I COULD...I WOULD TRIPLE OPT-IN...
     
  4. notasaint

    notasaint Well-Known Member

    thanks George. i had heard that all those inquiries hurt, but they wouldn't be hard inq's, would they?
     
  5. thetravele

    thetravele Well-Known Member

    PRM's are not seen by anyone but you. They do not hurt your FICO.
     
  6. notasaint

    notasaint Well-Known Member

    so, all i need to do is contact the c.b.'s and have them remove the promo? maybe i can get some decent offers for cards now. thanks.
     
  7. GEORGE

    GEORGE Well-Known Member

    Re: Re: Promo blocks

    You call the same "OPT-OUT" line to "OPT-IN"
     

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