Hey guys - I'm dealing with the response to my first wave of disputes. I have a Providian card that was referred to First Select. I think first select is their in house collection arm. Anyway while begining my dispute I see another collection agency - Prof Recovery is now reporting a a debt from providian. My report shows that this "account" was opened by Prof Recovery in 1/2002. My questions are: 1) can I and if so how do I remove the dups with this credit report? Is just telling the CRA that these are the same debt make them remove it? 2) Does it seem possible or fair or LEGAL(!) that a $700 debt on providian became a $950 collection with first select and is now a $1200 collection with Prof Recovery? 3) Didn't Prof Recovery have any requirement to notify me of this debt before putting it on my credit report? Any help is appreciated. Thanks, Tom
