Within the last few weeks, she received a Gold Visa from Providian National Bank with a $750 limit. It took more than two months for her to get it because they claimed they couldn't verify her phone number, so she had to mail them proof that she gave them a correct, working phone number. A few days ago, she applied online for an Aria Visa, and was approved for the Persona card with a $500 limit. She later noticed a disclaimer on the site that mentioned that customers with other Providian products may not be eligible for the Aria card. Does anyone out there have both, or will she most likely be turned down for the Aria offer? I'm secretly hoping she'll be turned down. I don't give a damn what Providian calls that card, it looks to be about as subprime as Cross Country, and the rates are freakin' deplorable! Not only that, the physical card itself is just absolutely butt-ugly!