Separate names with a comma.
Discussion in 'Credit Talk' started by dinob12, Nov 20, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
WTG!!! You'll get there sooner than I, but I will arrive eventually
Thanks Christi..But trust me I am not that far ahead of you..remember I got rejected by Cap One
..Soon we will joing Bkev and Roni and Mr BBauer..At least I am praying that that will be the case..Good Luck Christi..
How oh how do you get them to give you an increase. I have two accounts with them. Both open for 6 months, never late, always make my payment for at least double the min due, only been over the limit once on one of the accounts and that was because of a disputed charge - and I call and call to see when I will get an credit line increase offer and they always say the same thing - I have two great accounts and its all computerized so I have to wait until they get around to reviewing my accounts, which they never commit to a date? Any help or advice I would appreciate. Thanks.
I'd call and tell them you are looking at making a larger purchase up the road and carrying the balance for 6 months or so, and you have thier card and a (name of other bank) with such and such a credit limit. Maybe they will match it or at least raise yours. If they don't want to raise your limit, just remind them how much money they could potentially be losing. Good luck!
They seem to be difficult to deal with a lot of the time. I would understand more if I did not pay them as agreed or had something derogatory with them but I dont. The only reason that I went with them is because I am stuck in sub-prime hell right now while I work on getting some things cleared up and they sent me one of those pre-approved offers. I want to get a higher limit to help my debt ratio.
I have seen a lot of posts regarding PFB. Does this really work? People seem to be having some decent sucess using this. I would give it a try if I thought that it might help.
Thanks and I think this board is a great thing. I've gotten some wonderful ideas.
Hi I did PFB they lowered my rate and gave me a increase, I called before also and that didnt work, PFB is great,
I would definitely give PFB a shot. I have had a good amount of success with it in the past. You'll never know if it works until you try. Good luck
Exactly WHO from Providian contacted you? I have sent them 2 letters via PFB and heard nothing from them! I feel like a stepchild!
Hi they never contacted me thru PFB ,they sent me a letter in response to it , it is from Lisa Gutierrez, the # she left is 925-738-5410 if I need futher assistance, I had also did one for my husband they lowerd his rate ,sent a letter fed ex but they not give him a limit increase, good luck,
By the way it took from 1-1 1/2 weeks
Thanks raiderpam--I'm calling them tomorrow!
I spoke with a rep and I explained that I never have been over the limit..I have made 2 payments a month on both of my cards..And also that I was told that if I did these things that I would get a cl in 4 to 6 months.. I asked the rep to explain to me why I have not had an offer..I even asked if it was due to the financial problems that they were currently having..She stated that would not be the problem and she will (manually) give me a credit limit increase..
I followed some of the advise and sent a letter through PFB. We'll see what happens. I've tried the calling in route three times and got the same answer three times - Everything looks good but you have to wait and see. I'm not to confident in there customer service group up to this point.