My Providian Classic card is scheduled to expire 8/01. Today I got the card to replace it. It's a Providian Visa Gold. It has the same account number. Other than looking much nicer than the Classic is there any benefit? On the back of it is a reference to an 800 number for "Worldwide Travel and Emergency Assistance". This wasn't on the Classic. The insert the card came with had no terms at all. I tried the Providian website and found no information at all. Can anybody shed some light on this? Thanks, Mike
When I got my Visa gold from them my account number changed and I was able to verify with Visa that it was registered as a gold card. The gold benefits are here: http://www.visa.com/pd/enhancements/card03.jsp Someone on the board said that they called on their account where the number wasn't changed and found out their account wasn't registered with Visa as a gold card. It seems that Providian also buys some benefit packages on their own that are similar to the Visa gold benefits, so you'd have to get a list of those from Providian. They just upgraded my Mastercard to gold and the account number didn't change. I haven't called Mastercard yet to find out what the story is, but I suspect it's similar to the Visa thing.
Re: Providian Classic to Gold, bene Thanks for the link Dave! My God! A card that actually has benefits. What a concept. Perhaps I'm moving from sub-sub prime to sub-prime. Mike
Re: Providian Classic to Gold, bene Mike, How long have you had your Visa Classic? Mine since 1999 already came with Gold Card Benefits, even though it is silver and a classic. I was curious to know if your Classic was the same as mine? BTW, my Classic since 1999 has had auto collision insurance, luggage theft insurance...etc.
Re: Providian Classic to Gold, bene My Classic started as secured in 7/99 it was blue not silver. As far as I know I didn't have any benefits associated with this card. mike