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Providian Clear

Discussion in 'Credit Talk' started by Shantel, May 11, 2001.

  1. May 11, 2001 #1
    Shantel

    Shantel Well-Known Member

    Is there anyone here who has this card? If so, how did you get it? Has anyone been successful in converting a regular Visa into Clear?

    Lastly, would you consider this to be a prime card? I know there are those who consider Providian to be a sub-prime lender period but is it possible for them to have prime products?

    Thanks!
     
  3. May 11, 2001 #2
    DaveLV

    DaveLV Well-Known Member

    Nave mentioned that he was "invited" to apply. I was going to call them to ask about this card in July.
     
  4. May 11, 2001 #3
    CardKid

    CardKid Well-Known Member

    This is the link to Providian Clear Card (or Smart Card). I do not have it. I use the Fleet Fusion card.

    http://phl.providian.com/pvn1/providian_clear/

    Then, click on "Clearly Smart" for a Flash Introduction.

    CardKid
     
  5. May 11, 2001 #4
    Cadillac408

    Cadillac408 Well-Known Member

    Only avail to non-existing cust..

    You can call an 800 # to apply for this card but it is NOT available to existing Providian customers. Only NON Providian people can apply.
     
  6. May 11, 2001 #5
    jonesing

    jonesing Well-Known Member

    Re: Only avail to non-existing cust..

    Well that sucks! They used to have a form you fill in and they *might* notify you by mail that you could now apply for the card. I got nothing. Now I can't even call to apply because I have 2 of their cards already! grrrrr
     
  7. May 11, 2001 #6
    IamBuzzed

    IamBuzzed Well-Known Member

    Re: Only avail to non-existing cust..

    Thats is messed up. I just called them and they said that it can't be done. I already have a Gold Visa, but they won't let me have this one. I really wanted this one. I wonder if I can cancel the current one and apply for this one, will that work?
     
  8. May 11, 2001 #7
    Cadillac408

    Cadillac408 Well-Known Member

    Re: Only avail to non-existing cust..

    I'm sure it might work but what if you do that and then you are denied the clear card? Then what?
     
  9. May 11, 2001 #8
    CardKid

    CardKid Well-Known Member

    Re: Only avail to non-existing cust..

    I don't have a Providian card but if you cancel their card, you will have to wait 60 days to apply for a new account.

    CardKid
     
  10. May 11, 2001 #9
    LoFico

    LoFico Well-Known Member

    Re: Only avail to non-existing cust..

    Not only that, but then you are canceling an older trade line. Do you really want this card that bad?
     
  11. May 11, 2001 #10
    Mirage

    Mirage Well-Known Member

    Re: Only avail to non-existing cust..

    I say hang on, policies do change.

    What better group of customers for Providian to tap into for their Clear than their own proven database of existing clients?

    Best regards,
    Sam
     
  12. May 12, 2001 #11
    IamBuzzed

    IamBuzzed Well-Known Member

    Re: Only avail to non-existing cust..

    PRobably not worth cancelling account as this credit line has a prefect record and its my second oldest line. I guess I have to wait until they allow current customers, or get a card w/ smart chip from another company.
     

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