Got my updated Equifax report yesterday. I was delighted to see that Providian reported my $3K limit unlike Capital One which doesn't report limits. Providian also reported the $15 I owed on the 1st billing cycle.
Re: Providian credit reporting I have NEVER had trouble with providian reporting, they update monthly like clockwork and include your limits. I hate Cap 1 for not reporting limits, that is why I closed them and told them my reasoning behind closing, they of course were NOT concerned.