i recieved an offer in the mail...for the Providian DUMB Visa card.. It looked ok but I got mad at providian for what I dont know.LOL.. I think for not granting a line increase.. i was never late with a payment... anyway, looking at fine print... OH MY GOD... 23.99%???.. and they have a delinquency rate of 27.99 if u are late 1 or 2 times? Dont get divorced people.. LOL...where did this come from? I know they know who I am... I had the classic for about 5 or 6 years.. I go to call them and a human picks up and says we are busy, please call back in 24 hours.. i did this twice within a half hour.. Like I have nothing better to do than wait to call them.. I have 1 better.. I am not going to respond to this offer and look how they treat people... I am not new to there product... I hope they go bankrubt.. I love there legal wording about everything.. They surely wanna cover there ass.. have a nice day people. and if u have providian.. dump them.. thanks.. Mike
