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Providian Fico Score

Discussion in 'Credit Talk' started by ducky_077, May 22, 2005.

  1. May 22, 2005 #1
    ducky_077

    ducky_077 Member

    IF you have a Providian Card with online access, you probably know that they give you your fico score for free. Does anyone know which CRA they are pulling from?
     
  3. May 23, 2005 #2
    jenz123

    jenz123 Well-Known Member

    I think it is Equifax. Did you do a search?
     
  4. May 23, 2005 #3
    amaineman

    amaineman Well-Known Member

    CreditUnion pulled equifax Saturday score 645
    Providian 601.
    Credit keepers scores
    610/620/635

    Scores make and break you, what does it really mean .... every system gives it a different slant.

    My loan officers advised I close my one card with a large zero balance. Betcha that would get me back to 601.
     
  5. May 24, 2005 #4
    charline

    charline Active Member

    Providian uses Transunion for it's scores.
     
  6. May 24, 2005 #5
    ebizay

    ebizay Active Member

    Do not close that card your loan officer told you to!! It will hurt you more if you close it than just leave it alone.

    Creditkeeper scores are FAKO's and should totally be ignored.

    PFICO is the bankcard rate Fico.
     
  7. May 25, 2005 #6
    dacoldest

    dacoldest Well-Known Member

    Correct me if I am wrong here, but isn't the Creditkeeper scores lower than the actual score from myfico.com. Or is it the other way.
     

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