Also -- in May I called and asked about getting a grace period on my classic Mastercard with Providian. The retention people not only said they'd give me a grace period, they gave me a $1,000 CL increase and an upgrade to gold. Well, I got my first statement since my gold card arrived in the mail yesterday. They actually gave me another $200 CL increase this month but the account still doesn't have a grace period as they promised. I'm going to call them on Monday and then go back to planetfeedback if I have to.