A month later, I call to ask about the grace period. I am told that the card has no grace period., end of story. I say "how can that be, my friend has a card with a grace period?" I get switched to two supervisors, (both reps asked me, mid sentence, if I wanted to talk to a supervisor.) but they tell me the same thing. I figure, what the heck, I'll call again (2 wks later) and see what the next rep says. He tells me that some cards have a grace period, but I have to wait till the next account review, since I just got the increase, and they review accounts every 4 months. On top of this, I get a letter from some VP at Providian who reiterates the criteria for increases (all of which I 've met.) I guess they dont review account histories too often, or she'd know that. So my question is, how the heck do I get a card with a grace period, or convert this card into one that has a grace period?