So now I'm paying down my Providian Visa, which I don't necessarily want to close. This month, I paid about $300 of the $3000 balance. About a week later, they reduced the credit limit by $300. I intend to pay down the balance by about $250 every month until it's gone. I'm wondering now if they'll reduce my credit limit every month. Are they really so afraid of me that they'll send me a letter every month to further reduce my credit limit? Would they go that far to get rid of my account?