Providian jacked my rate Ouch back up to 29.99 from 19.99. My discount rate ended in June at which time they promptly bumped me from 19.99 to 29.99. Mailing sent in March (must have missed) Ironically they also increased my availability from $7,000 to $8,500. My credit scores dipped for one month when some items that were 7 years old fell off. 2 months later they are about 20% higher. Scores currently running 665 - 669. Equifax fell from 673 in June to 640 in August now 665. A major improvement from last Sept. when I got the card. How can they justify a rate increase and a credit line increase at about the same time. Recently balance transfered most of the business from them. Hope I am not about to be sold off too emerge. I like being able to view and pay account on line. As George has said this is one for the sock draw.
