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Discussion in 'Credit Talk' started by jsever, Aug 29, 2001.
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I just received an offer of 1,000.00 for 49.00. I called to see if I could get it waived and they said they didn't do that. I asked for a supervisor, who was quite snotty, she said the same thing.
However, also today, I received a letter from Providian about my other account. They had given me a 2,000.00 increase, no charge. Of course, this account is much older.
Are you serious that you only received .07 cents. I have not received anything, and I'm not sure if I will. I thought they were supposed to give you a free credit limit increase of a couple hundred dollars or something.
Try Planetfeedback. The response I got from the executive offices at Providian for my Visa account was completely different than what the customer service reps could do for me when I called (nothing).
NOBODY ANSWERED THIS QUESTION LAST TIME...how do they get away with charging for a credit line increase?
Is it a fee or interest?
IF IT IS INTEREST, IT IS ABOUT 59% INTEREST!!!!!!!!!!!!!!!!!
I WOULDN'T PAY $4.00...BUT THAT IS ME...
I don't have the offer with me wright now but I'm quite sure they stated it was a fee. Apparently they are allowed to charge it. The problem with their lawsuit is that for some people their account agreement states no fee, or a 12.00 fee or something like that. Then they charged 49.00. I'm not real clear on the whole thing but that was the jist of it