Providian online fee

Discussion in 'Credit Talk' started by Mirage, Oct 8, 2001.

  1. Mirage

    Mirage Well-Known Member

    Spoke with Providian's Exec. office.

    The $9.95 fee for online payment is here to stay.

    Best regards,
  2. Saar

    Saar Banned

    So are the suckers who agree to pay it.

  3. supershawn

    supershawn Well-Known Member

    You should clarify that post...there is NO fee for a standard online payment. The fee is associated with the paysmart process.

    I have made two payments to two providian cards (thats four payments) since this 'fee' has been in place and there has been no 9.95 fee. I think this has been covered several times here.

  4. Marie

    Marie Well-Known Member

    and the difference???

    I'm a bit confused. I use the normal pay your bill deal and have yet to be charged...
  5. eddie

    eddie Well-Known Member

    I have been charged when paying via paysmart on the phone but never when paying online at their website.
  6. Mirage

    Mirage Well-Known Member

    Shawn: this is where I am confused. I know a phone payment is handle by a "Paysmart" as there was always a 4.95 fee

    I just logged onto my Providian account and select the Bill Payment Option.

    I am given three options-

    1. Payment Scheduling
    2. Providian Quick Pay
    3. Payment Acounts

    Now is this the standard payment menu or Paysmart? Am I missing something?

    If memory serves me right the online fee starts in Nov/2001.

    Best regards,
  7. supershawn

    supershawn Well-Known Member

    I was told that the way I pay, via online by clicking 'pay my bill', will be free. I hope that is the case.

    I am not sure what the 'paysmart' feature is, but it seemed to be a whole different subscription based service. Like an automatic payment.

    If not, don't fret too much. Just sign up for FREE yahoo bill pay, you can pay ANY MC/V for many times as you want a month. You can also link a lot of other accounts, including checking savings. It's really neat.

    NOTE: I can pay almost ALL my bills this way using the FREE service, I haven't upgraded to the pay service.

    Hope this helps!

  8. Mirage

    Mirage Well-Known Member

    Shawn- thanks for the info. Will look into.

    Best regards,

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