I had a Providian credit card. The account was turned over to a collection agency and they offered me a settlement and I agreed to the settlement and have paid as agreed according to the settlement. After a month had gone by after the final payment of the settlement agreement, the CA called me and said the Providian didn't accept the settlement offer and they wanted me to pay half of the remaining balance. I called Providian and they said one they turn an account over the collection agency they no longer handle it. I spoke with the first person on 3/11. They sent a request to try to find out what exactly is going on. I called back on 3/21 and spoke with someone else and they said they still hadn't heard anything yet and to call back in 7 working days. Well, I let a month go by and I called last night and spoke with someone else and they said they still had not heard back from the CA. She said she was going to send another request, but she also said that the account was turned back over to them as of 4/8. So my question is, what should I do now? I haven't received any documentation that Providian has the account and I haven't received anything from the CA stating the status of the account. Any and all suggestions are welcome. Thanks in advance. BTW what the heck is "DH"? I see you guys mention it but I'm lost.
Sorry I cannot help you with your problem ... that question is better answered by someone else. But "DH" = Dear Husband, "DW" = Dear Wife