https://www.providiansmart.com/NASApp/bap/nav/wait.jsp?t1018503104739=t Click on terms and conditions at the bottom of the page... Providian Smart Visa Premium Providian Smart Visa Prestige Providian Smart Visa Preferred Providian Smart Visa Premier NONE SAY "CLASSIC"
They do have the GetSmart Classic, but it doesn't have a grace period and only the 1.9% for the first 2 months and then the 23.99% APR. It's at www.getsmart.com.