1. Feb 26, 2003 #1
   

   donnaday Member

   I seem to recall that Providian allows you to exceed your credit limit. If so, does anyone know by how much?
   
   Thanks.

    

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3. Feb 26, 2003 #2
   

   Brad J Well-Known Member

   I don't think you can do that any longer. However, if providian assesses a finance charge, late fee, overlimit fee, and that puts you over the limit, than that is still legal. I know that Cap. 1 makes ton of money on stuff like that and the regulators are cracking down on it, but I do not know if it is law yet.

    

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