Hi everyone: Here is my question. Today I received a acceptance certificate for a Providian Mastercard for 1000.00 line of credit. Just sign and mail back. It said in fine print I would be approved if I only had one other account with Providian. This is my question. I have (2) accounts at present with Providian. I have a Gold Visa and a Aria Visa. Now do you think the Aria Visa will count as a account. Also do you really think they even care? All your thoughts please?
I also had an ARIA Visa and a Providian Gold when I received an offer for a Providian MC. They gave me the MC anyway. Also, call retention and ask for an APR reduction / membership fee waiver. Good luck!
Michelle, It shouldn't matter, I have an Aria Platinum Visa and a Providian Platinum Visa.. They continue to send me offers for a M/C so I'm not sure they follow there own rules. The only thing they look for is timely payments and staying within your established credit limit. Good luck. Sean
