Providian Question

Discussion in 'Credit Talk' started by Michelle, Mar 7, 2001.

  1. Michelle

    Michelle Guest

    Hi everyone: Here is my question.
    Today I received a acceptance certificate for a Providian Mastercard for 1000.00 line of credit. Just sign and mail back. It said in fine print I would be approved if I only had one other account with Providian. This is my question. I have (2) accounts at present with Providian. I have a Gold Visa and a Aria Visa. Now do you think the Aria Visa will count as a account. Also do you really think they even care? All your thoughts please?
  2. N'awlins

    N'awlins Guest

    I also had an ARIA Visa and a Providian Gold when I received an offer for a Providian MC. They gave me the MC anyway. Also, call retention and ask for an APR reduction / membership fee waiver. Good luck!
  3. SEAN

    SEAN Well-Known Member


    It shouldn't matter, I have an Aria Platinum Visa and a Providian Platinum Visa.. They continue to send me offers for a M/C so I'm not sure they follow there own rules. The only thing they look for is timely payments and staying within your established credit limit. Good luck.

  4. S.D.

    S.D. Guest

    How long after you've had their visa do they usually offer the MC?
  5. RichGuy

    RichGuy Guest

    I got my first Providian MC offer 6 months after I received the Visa.

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