Providian..reduced APR

Discussion in 'Credit Talk' started by Dean, Sep 6, 2000.

  1. Dean

    Dean Guest

    I have Providian unsecured visa (now it is gold) with $3250 credit line (started with $500) in March 1999 with APR 23.99%. Today, I called them and negotiated with them to reduce my APR and they did. Now the APR is 19.8% (still high, but it is better than 23.99%).
  2. Hubert X

    Hubert X Guest

    Good work, and thanks for sharing it with us. Do you still pay an annual fee, and was it lowered when you upgraded to the gold card?
  3. Dean

    Dean Guest


    Yes, I still pay that high annual fees. Will try to negotiate on this after few months.

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