I just received my credit report online from www.comsumerinfo.com and low and behold I find that right under my Providian trade line is the word SECURED sitting there. I wasn't aware that Providian reported your card as secured. Anyone else noticed this?
Yep! All 3 cr's list my Providian as secured. But as of yesterday, my account is only partially secured. I signed on to their on-line services and noticed a credit limit increase (only $100). That was free of charge but another is probably in the mail. Probably $1000 increase for $99. That's why they gave me the $100. It will cover the $99 if I decide to accept it. I think this is what the rep told me a month ago.