Prov classic to gold: 3 ways to now get it. Mail solicitation, phone solicitation (by them mind you), and YOU REQUEST IT~~ This changed several months ago in response to so many people wanting a gold card and being tired of waiting for it to magically arrive. 120 day rule applies. If you've accepted/ asked and gotten an over 200 line increase you CANNOT upgrade your account to Gold by request. If it's been over 120 days then you can ask, they input into magical computer, and see what happens!!! For all those who have been so helpful to me, the update on my account is that since I got 1000 on 1/9 I need to let it go w/out asking for anything else for the 120 days. She said I should get an offer for Gold this time around (with an added credit line increase attached to it). Course, I'll call and ask for it before that! And if they send me an upgrade offer w/fee I'll try to get the fee waiver!!! I'm learning! My interest rate is better than gold or gold premiere... so we'll see how that factors. I won't change and go UP in interest rate by 2-3 points. The difference btn Gold and Gold Premiere is mainly 1 thing. Gold Premiere has a 1 time balance transfer option. All other Prov. gold cards do not offer any balance transfers. The max limit for any Prov card is 15K but you can have multiple cards. Platinum is still by invitation only. You won't see this invition before 24 months of activity. And yes, Virginia, they really are adding upgrade packages this summer w/better interest rates/ grace periods/ etc!!! Esp for those wanting to cancel their cards. They are trying also to retain their longtime customers with these new packages. So the lesson here certainly is to be persistent in asking for improvements to your account! Have fun calling them!!!