Providian upgrade

Discussion in 'Credit Talk' started by poobybear, Jul 21, 2001.

  1. poobybear

    poobybear Well-Known Member

    Does anyone know how to get an upgrade from a classic silver providian visa to gold or platinum? Credit limit on card is 5000.
  2. breeze

    breeze Well-Known Member

    They upgraded mine automatically at the 1 year mark. Providian loves me.

  3. poobybear

    poobybear Well-Known Member

    Breeze -

    Thanks for responding...
    did they send you something in the mail - or did it just show up on your statement, and also did they send you a new card as well or was your account just considered "gold" on paper?
  4. FeliceRodo

    FeliceRodo Well-Known Member

    If you don't mind my budding in, I can tell you my account is silver but has gold benefits. It's up to Providian how they treat you with their comination packages.
  5. breeze

    breeze Well-Known Member

    First I got a letter telling me I was being upgraded to gold, with a summary of all the gold benefits, A few days later I got a new gold card in the mail. The account number was the same. So was the interest rate, LOL.

  6. FeliceRodo

    FeliceRodo Well-Known Member


    I think Providian is a joke. Gold used to mean at least $5000 credit line. Now, all it means is the color (if gold is a color). It's as if Providian as well as others think that all they have to do is provide you with surface concretes and the customer will be satisfied. It's like throwing peanuts at monkeys to appease their hunger and love of peanuts. Still, I am glad I have their card.

    - Felice

    GEORGE Well-Known Member

    PLATINUM...$1,000+ ALSO A JOKE

    SILVER WAS UP TO $4,999
    GOLD WAS $5,000+

    GEORGE Well-Known Member

  9. poobybear

    poobybear Well-Known Member

    Thanks for your experiences. I will just be happy with the credit limit for now and try not to focus on the color of the card!
  10. breeze

    breeze Well-Known Member


    You have $5,000 limit, w/ gold benefits, but not a gold-colored card? Is that the problem?

    If it is, I wouldn't let it bother me. But if you really want a gold-colored card, why not just ask for it? I bet they would give you one. :)

  11. breeze

    breeze Well-Known Member

    Well, it is always good to remember where we came from. :) Providian extended me credit when no one else would. That is no small thing, IMHO. I have found that sticking my little nose too far up in the air makes my neck hurt, LOL

  12. Mirage

    Mirage Well-Known Member

    Felice: I am with breeze on this, Providian gave me an unsecured cc when no other cc would.

    Best regards,

    Just Say No to Junum!
  13. FeliceRodo

    FeliceRodo Well-Known Member

    I am upset with Providian right now.

    They are not honest with me all the time. Customer service promised me platinum upgrades and a lower apr in the first year and that never materialized. They are becoming more and more telemarketeers. They call my home all the time trying to sell me programs. I hate that aspect of business.

    I take it a lot of people are happy with Providian. More power to you all.
  14. breeze

    breeze Well-Known Member


    This is the Direct Marketing Association's Consumer Help webpage. Here, you can file a complaint about the telemarketers, opt out of various kinds of direct marketing, including telemarketing.

    Hope this helps,

  15. FeliceRodo

    FeliceRodo Well-Known Member


    Thanks, that site is very helpful.

    -- Felice


    Those who fight for the future live in it today.

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