Well you all know I have been trying to get this inaccurate 30 day late off for quite some time. I received a letter today it read: We have concluded our review of your account status with us and we will making the changes you requested. We will notify the credit reporting agencies of the change. than you again for bringing this to our attention. Now I am wondering if they infact will do what they said, what do you guys think?? Should I redispute this item again, I just did it and it came back verified. I just hope they are telling me the truth, I have worked so hard to get this removed!! Mom
RE: Providian Victory!!! I hop Yes, if you got a letter they will update within 45-days. Momof3 wrote: ------------------------------- Well you all know I have been trying to get this inaccurate 30 day late off for quite some time. I received a letter today it read: We have concluded our review of your account status with us and we will making the changes you requested. We will notify the credit reporting agencies of the change. than you again for bringing this to our attention. Now I am wondering if they infact will do what they said, what do you guys think?? Should I redispute this item again, I just did it and it came back verified. I just hope they are telling me the truth, I have worked so hard to get this removed!! Mom
Thanks I certainly hope so I have been working hard to get this fixed and it is the only negative on my reports.
Thanks Dave yes I am sooo excited, not sure how much impact of 30 day late effects your scores, but i know it was a factor with every one of them, so it can only go up Mom
RE: Providian Victory!!! I hop No mom, Just keep the letter and be cool. I'd say it is a big positive. I got a letter like that once and it took the 2 weeks for them to update it. Way to go. roni. Momof3 wrote: ------------------------------- Well you all know I have been trying to get this inaccurate 30 day late off for quite some time. I received a letter today it read: We have concluded our review of your account status with us and we will making the changes you requested. We will notify the credit reporting agencies of the change. than you again for bringing this to our attention. Now I am wondering if they infact will do what they said, what do you guys think?? Should I redispute this item again, I just did it and it came back verified. I just hope they are telling me the truth, I have worked so hard to get this removed!! Mom
RE: Thanks Dave I think I remember you saying that the 30 day was within the last couple of years, right? If so, and your credit history isn't a dinosaur, then it will be a VERY positive improvment. You now have no derogatory info on the report!!
Roni Thanks, yes I feel sooo good. I finally have accomplished something positive just hope it reflects highly on my scores P.S>. Where the heck were you the other night, invite me to chat and you never showed up LOL Mom
