Dumped Them and am happy! Hi MIles. Yup - Providian is a get it after BK, paY 24% NO GRACE FOR A $100 LIMIT - then dump them where you end up with the cards you carry c ya dogman
FeliceRodo & Marie Thanks for your support and advice. I will dump Providian once my newest accounts reach a year old. Providian is my 3rd oldest tradeline. I have one dept. store card since 1993 and one closed secured card that started reporting in 1993 as well (closed in 2000). I don't want to discourage others from doing business with Providian. If you use the card and pay your bill on time, they are a great credit builder. However, I can only assume they don't want you anymore after you go prime?? (except on subprime terms) After you build your credit, move on to bigger and better lenders!! :-D
