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Discussion in 'Credit Talk' started by DAW, Jan 12, 2001.
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What kind of Providian card do you have?
IT'S A VISA GOLD. I UPGRADED TO IT ABOUT THREE WEEKS AGO. THEY INCREASED MY CREDIT TO 2300.00 TOO.
I've had a Providian Gold for about 2 months now and they started me w/ a $500 limit. I called to negotiate w/ them about the terms and since I'm reestablishing my credit, they said the best they could do was lower my APR to 21.99. Better than 23.99. I plan on calling them back in about 2 months to see what i can get.
THATS WHAT MINE STARTED OUT AS. I HAVE A BK THAT IS APPROACHING 2YRS SINCE DISCHARGE. MINE WAS DUE TO A BAD BUSINESS VENTURE. HAD GREAT CREDIT BEFORE THAT. NOW I'M GETTING AN EDUCATION. I ALSO GOT A CAPITAL ONE SECURED CARD JUST BEFORE FILING BK WITH A 300 LIMIT. AFTER A YEAR THEY GAVE ME AN UNSECURED GOLD CARD WITH 300 LIMIT. I JUST GOT GOT THERE KMART MC/VISA WHICH WAS UNSECURED. I REQUESTED UNSECURED STATUS ON MY ORIGINAL CAP ONE ACCOUNT TO WHICH THEY SAID THEY'D REPLY WITHIN THIRTY DAYS. I'VE LEARNED ALOT FROM EVERYONE ON THIS BOARD OVER THE PAST MONTH. I SIGNED UP WITH JUNUM TO GET STARTED CLEANING UP MY CREDIT REPORTS