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Discussion in 'Credit Talk' started by miles, May 18, 2001.
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I got those same checks (actually 1 check) in the mail. Same terms, etc. and no cash advance fees blah blah blah. Whatever........just waiting for some better offers to come along.....then Providian is GHOST!
I get the blank checks every three months for my Providian visa and a check with a pre-printed dollar amount for my mastercard.
I keep them in a drawer in case the sky falls and I need them, but so far haven't used any.
I got them from Providian, uninvited, a couple weeks ago. It was the first time in five years Providian sent me checks. Maybe some executive thought it was time to do a major access check promotion. OTOH I have recently paid off Providian after carrying a balance most of the time for the last few years, so maybe they're picking me, looking for a balance to revolve again?
I got them last week, too, with no cash advance fee but a 19.8% APR. I tore them up.
marci- LOL, I don't blame you. I am still furious with them. 2.5 weeks now since my Planetfeedback letter and still no response. Even longer than that since I sent an e-mail via their own site. How convenient!! ;-/
R.- I have paid my balance off too. I have always carried a balance. They have made a small fortune off of me, but no more. I will never carry a balance with them again. Once my new accounts age, they are history. We deserve better!!