The Providian PayPal cards. There are 4 cards in the hierarchy. They are very much like their Aria/ GetSmart programs, plus a few interesting features. So let's see what we have here: 1. ALL CARDS OFFER A GRACE PERIOD (25 days) - you can't say that's not an improvement for Providian. 2. The 3 top-tier cards (among the 4 offered) charge NO ANNUAL FEE. This could be a great opportunity for those who could so far only qualify for the lower-tier Aria Persona or GetSmart Classic: At least some of them would now get a card with no annual fee, and ALL of them would benefit from a grace period. Here it is: https://www.paypalcreditcard.com/paypalbanner Saar
They Package A LOT of Cards Now Saar - amazing how many distro channels Providian is now using for their same cards with close or exact same terms. I appreciate and agree that the grace period on the dog cards is an improvement. However, as you read, when they jacked my great 3 yr $3200 visa to 24 or 25% effective July 2001 - the same week they approve me for 0% gold Getsmart then lower rate than other card - I bounced them. They sent me a nice letter thanking me for my business, said it was Paid in Full, and that would have a very positive impact on obtaining future credit. Then a week later I got the offer for the attractive chip clear card. Screw em - I'll get BLUE in another couple of months - I'll apply in Aug - by then I'll have 13 perfect paid months record with the Green Card. Hope all is well - this is interesting...Isn't Paypal an offshoot of X.com? I believe so. So after 2 years, the X.com titanium visa debit card finally turned into a Providian owned Paypal Visa!!!
Re: They Package A LOT of Cards Now Good to see you here Dog Sure, you've graduated Providian w/ distinction - your next step is the Blue. But if you travel more than once a year, also consider the Optima Starwood (a/k/a Amex Sheraton). Saar
Re: They Package A LOT of Cards Now If you don't have Amex Starwood, you can still transfer your Membership Rewards points to Starwood Preferred Guest program (http://www.preferredguest.com ). The Starwood Preferred Guest program is great, I love it Starwood includes Westin Hotels & Resorts, Sheraton Hotels & Resorts, St. Regis, The Luxury Collection, Four Points by Sheraton and W Hotels. And you can enjoy free weekends when you pay for your stays with AmEx.
