okay all your litigators.... i am suing ca. do i have to prove damages to for violaitons to fcra. how do i do that if the rest of my report looks like crap...? these are medical collections less that 200 about 1 year old. because they are so recent they are really brining down my scores. i have applied for credit and been denied but i am sure that if it goes to court ( i am proposing a settlement) they can probably access my cr and use it against me. does it help that i have no other recent negs?
I am actually suing under both, but the fcra damages have better paper trail. but i have them on fdcpa violations also. max i can sue for in small claims in 3k
More important is for the account to be DELETED if you want that or CORRECTED... You might not even get any money...
