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Discussion in 'Credit Talk' started by Cadillac408, Feb 5, 2001.
Anyone else's Providian Visa Gold cash advance limit and credit line equal?
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yup you sure can
My citibank cash advance is the same as my credit line, crazy.
i think capitalone is the same way too!
of course they want you to do this, and stick you with mad phat fees
RE: Prvidian: Credit Line=Cash
Yes..I am also able to use my entire credit line for cash advances. However, there is a maximum amount you can withdraw per day. If you call the automated system, it will tell you. I can withdraw up to $500 per day. The interest on my cash advance is 16.9%. Not bad for cash advance, but I never use them.
RE: Prvidian: Credit Line=Cash
my credit limit = cash advance limit. It was supposed to be half. I dunno. But it does say I can only withdraw $100/day. Why bother? hehehe
Providian Cash Advance Limit
I have the "looks like platinum" classic Visa. When I started out, the amount available for cash advances was 265/500, and then 265/700. But at some point, either right before or right after I accepted their offer of $1000 more for a $99 fee, they made the cash advance line equal to the credit line. Now it's 3350/3350, but only $100 per day.
RE: Providian Cash Advance Lim
I have a providian classic account with a 2,000 credit limit and i can use the whole 2,000 for cash advance but the limit is 500.00 a day
RE: you got a check book ?
Write a check for the whole cash advance line. They won't decline it!
RE: They usually increase.....
your cash advance limit to your whole credit line after your account has been opened at least six months to a year. I accepted their mastercard, and the whole credit line was available for cash immediately.
Ok the Secured cards have 500 limits per day
Unsecured cards are 100 per day
I just talked to Prov and they said no account type gets cash advance checks (unlike Capital One)
RE: Different terms
you can go to a bank teller and get more than the per day limit.