Prvidian: Credit Line=Cash Adv

Discussion in 'Credit Talk' started by Cadillac408, Feb 5, 2001.

  1. Cadillac408

    Cadillac408 Well-Known Member

    I just got my statement in the mail today and it states that my credit line and my cash advance line are the same! I never noticed this? This means that I can take out a cash advance for the whole balance ($950)? Usually the cash advance limit is a certain percentage of your limit. Humm....

    Anyone else's Providian Visa Gold cash advance limit and credit line equal?
  2. Cadillac408

    Cadillac408 Well-Known Member

    Prividian=PrOvidian's late.
  3. sam

    sam Well-Known Member

    RE: Prividian=PrOvidian

    yup :) you sure can :)

    My citibank cash advance is the same as my credit line, crazy.

    i think capitalone is the same way too!

    of course they want you to do this, and stick you with mad phat fees :)
  4. miles

    miles Well-Known Member

    RE: Prvidian: Credit Line=Cash

    Yes..I am also able to use my entire credit line for cash advances. However, there is a maximum amount you can withdraw per day. If you call the automated system, it will tell you. I can withdraw up to $500 per day. The interest on my cash advance is 16.9%. Not bad for cash advance, but I never use them.
  5. Kelly

    Kelly Well-Known Member

    RE: Prvidian: Credit Line=Cash

    my credit limit = cash advance limit. It was supposed to be half. I dunno. But it does say I can only withdraw $100/day. Why bother? hehehe
  6. RichGuy

    RichGuy Guest

    Providian Cash Advance Limit

    I have the "looks like platinum" classic Visa. When I started out, the amount available for cash advances was 265/500, and then 265/700. But at some point, either right before or right after I accepted their offer of $1000 more for a $99 fee, they made the cash advance line equal to the credit line. Now it's 3350/3350, but only $100 per day.
  7. peeper

    peeper Guest

    RE: Providian Cash Advance Lim

    I have a providian classic account with a 2,000 credit limit and i can use the whole 2,000 for cash advance but the limit is 500.00 a day
  8. sam

    sam Well-Known Member

    RE: you got a check book ?

    Write a check for the whole cash advance line. They won't decline it!
  9. LadyC

    LadyC Well-Known Member

    RE: They usually increase.....

    your cash advance limit to your whole credit line after your account has been opened at least six months to a year. I accepted their mastercard, and the whole credit line was available for cash immediately.
  10. Marie

    Marie Well-Known Member

    Different terms

    Ok the Secured cards have 500 limits per day
    Unsecured cards are 100 per day

    I just talked to Prov and they said no account type gets cash advance checks (unlike Capital One)
  11. dave

    dave Well-Known Member

    RE: Different terms

    you can go to a bank teller and get more than the per day limit.

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