The story is that when a cc acct hits the 2 year mark you get a nice bump in pts. I'm curious, for those that have gotten an increase at the 2 or 3 year mark, did it occur at the beginning of the 24th or 36th month, or did it happen at the end of the 24th or 36th month.
One of my accounts hit the 2 year mark in August and another one of my accounts hit the one year mark in August----result? I got NOTHING! I didn't have anything else significant change (other than a balnce go down a little).
I got about 20 points last month for the "average age of my accounts". Somewhat different from what you are asking. When my recent accounts aged 2 years nothing happened.
The last time I had an acct hit the 2 year mark, I got like 8 pts. This month, I had 3 accts hit the 2 year mark and got nada. I did get my good behaviour point from Exp. Actually, I lost 7 pts on Equifax and after spending over an hour comparing 2 reports, nothing changed but the 2 year mark.
