I have a court document that shows that the lien was "released" in February of 1999...after I paid $18 in court costs. I used this document to satisfy the mortgage company 2 1/2 years ago and I received a FHA conforming loan. How should I proceed to get this cleared off my TUC and XPN reports? Who do I send the documentation to and how long will it linger on my report? Any help or advice would be greatly appreciated. My credit scores are currently EFX/Beacon (653), XPN/Fair Isaac (658) and TUC/Empirica (651). Does anyone know how much this public record is hurting my score?