Just pulled the following information from PrivacyGuard regarding my credit score/history... "The following table lists credit records found in your credit reports from all three credit bureaus. Records reported in more than one bureau are listed as a single distinct record. Because credit records often appear under different names at different bureaus, you can use this table to find matching records." "Different information at the credit bureaus will usually result in different scores. The table below shows how much the differences for each record impact your scores. Differences may have a "High," "Moderate," or "Low" impact. Information may be different across bureaus because the same record may be reported differently at each bureau, or because one or more bureaus may be missing the record." ... ----------------------------------------------------------- PUBLIC RECORD: ARROW FINANCIAL = LOW IMPACT ----------------------------------------------------------- After finding out my one & only public record has a "LOW IMPACT" on my credit score ... Is it even worth the hassle of trying to get it removed ... ? ... (especially when it's next to impossible to do so in the first place).
Public records aren't too hard to get removed if you delete old address. Especailly if the address on the Public record is different then where you live. Disput as not mine and see what happens.