I read on another Credit repair message board that the easiest way to remove a Public Record is to have the old address deleted from your report which was associated with the public record. In my case it is/was a tax lien. They are both paid, they were small amounts under $1000 and one was from 1998 and the other around 2002. The one in 1998 was paid in 1999 and the 2002 was paid in late '02 early '03. Has anyone here have had success with the removal of tax lien/public record. I believe it's the one thing holding my scores back by at least 100 points. Any help would be appreciated. I should mentioned that the pubilc records are on all all of the CRA's, with Equifax, having the oldest one on, they dont have the 2002 one there, but EX and TU has the 2002 lien on record.
are these State tax liens? from NY State? If so they are considered Civil Judgments, and if paid, will fall off your report in 5 years from the date paid, not 7 years,as per NY State Consumer Law. The one from 1999 should be off soon, if within a few months you could request deletion from CRA as obsolete. As far as removing old addresses, I have never had to do this, but I have read of successes here by others good luck
Wow 43 views! I'ed say you're doing great! Had you posted on this board http://www.fair-debt-collection.com/forum/ You would have been lucky to get 2 or 3 views.
Not being mean or anything...but your post requires quite a bit of study that has already been done. Try this link, it REALLY helps: http://consumers.creditnet.com/stra...ad.php?s=&goto=newpost&threadid=29734&pgnum=1
