Pulaski bank credit card APR is 8.75%,no transaction fee for cash advance.One of the most difficulty card to get,less 10% applicant get approved.
Isn't this bank located in Arkansas? If so that explains it. Arkansas has a reputation for the best laws for consumers. In that state, companies can't impose extremely high APR's. However, the state of Delaware has laws that advantageous for the companies. That's why almost every card you have is issued in Delaware!
Another popular credit card from Arkansas is from the Arkansas National Bank. It's also issued nationwide, and is a great card. Unless your credit is immaculate, I wouldn't advise applying for either card. Their virtually-impossible credit requirements make up for the lack of usury laws in the states of Delaware and South Dakota. Don't waste the inquiries unless you're absolutely sure you're a prime candidate.