you will get the card pay the annual fee then they will sell your account to first usa or someone else who will jack your rate......
www.cardoffers.com (REVIEWS) Not worth the endless paperowkr and trouble! After looking through various websites and magazines I finally decided to apply for Pulaski bank's card. I was lured by the low fixed rate. HOWEVER, my on line application was only the beginning of a merry go round of useless activities ending an ultimate denial. Now before you think this is sour grapes, I have a credit score over 780, earn over $130K per year with my only existing credit obligations being my mortgage and an American Express Platinum card (which I obviously pay off monthly). The application process was a JOKE! My 'easy' on line application was followed by endless requests for pay stubs, W-2's, copy of my driver's license, etc. etc. This process went ON & ON! There was never anyone who could tell me what the status of the application was. When the denial finally came, no-one could tell me how they determined that my debt / income ratio was too high since I HAVE NO OPEN CREDIT CARD BALANCES!!!!!! I finally gave up and applied by phone with MBNA for their Platinum Plus card. I got a low fixed rate, $25K line of credit and NO HASSLES. I didn't have to send anything! Don't waste your time and have a useless inquiry on your credit report from applying to this crazy firm. Most Attractive Feature: Low rate - if you can get it Least Attractive Feature: Paperwork and ridiculous underwriting
It didn't look that bad when I copied it...SORRY http://WWW.CARDOFFERS.COM/reviews/cardholders/posted/card.asp?idmin=4539 NEXT ONE IS "JUMPING THROUGH HOOPS" 2.5 IS BELOW AVERAGE
