Hi I pulled a 3 in one credit report from truecredit.com. As expected there were numerous mistakes but I have a question. My old charged off accounts from 97 are all reporting currently and there is a date the account is open then a last reported. Why is there not a chargeoff date anywhere? These accounts should be very close to dropping off but it doesn't reflect anywhere that they were charged off in 97. They say Charge off but most are reporting as of 2/04...Does that mean they are trying to stay current so as to stay on my credit another 7 years? How do I find out the date of Charge off so I can get them off my credit in the next few months? Thanks.
