Does anyone know any case law regarding whether an OC can report and/or verify a debt they have sold to someone else?
Atlanta, see FTC: BENNER and FTC: GOWEN ... it's about obtaining a CR, not about reporting, but it still makes few things clear. FCRA § 623(a)(1)(A) should also apply, because reporting an account which belongs to someone else is, in fact, inaccurate information. Here is something from FDCPA: [color=0066FF]§ 812. Furnishing certain deceptive forms [15 USC 1692j] (a) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating.[/color] HTH
