Purchasing Authorized User Tradelines?

Discussion in 'Credit Talk' started by JoshuaHeckathorn, Jan 5, 2016.

  1. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    One of my friends recently told me they purchased an authorized user account in an effort to help boost their credit scores. My response was "not gonna work buddy".

    He claims it already has, but my understanding has been that the most recent version of the FICO credit-scoring software includes a block on purchased authorized user accounts. I'm not exactly sure how they do it, but that's what I've read.

    Does anyone have opinions or perhaps a recent experience with this who can chime in? Thanks!
  2. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    There's got to be somebody out there who has some experience with purchasing an authorized user account. I've always advised against it when talking to those who are looking for ways to boost their credit scores, but I'm really curious to hear some different view points,.

Share This Page