I have excellent credit scores TU 770 and EQ 772 (fico). I cannot obtain good credit card (lufthansa Barclay card) or United airways credit card. the reason is always ...Low credit availability....I have 2 credit cards with 2000 dollar credit availability total.....What do I need to do?....and at what pace....do I need applying for a credit limit increase every six months?
How much of your available credit are you using each month? That, combined with the relatively low limits on the 2 cards you do have, are probably what's making it difficult to get approved for the card you want. Request credit limit increases every 4-6 months, keep your credit utilization at 10% or less, and do you have a spouse or close relative that could add you as an AU on one of their oldest cards with a high credit limit? That could provide you with the immediate boost you need as well.
