Separate names with a comma.
Discussion in 'Credit Talk' started by Maer, May 16, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I don't know anything. I don't even have good reasons to suspect anything. However, my intuition is that yes, it's still a new account. Furthermore my intuition says that it's now a permanent bad thing, forever a three-month long tradeline that weighs down your average. I'm delaying closing some unused accounts because my #1 negative is average length of tradelines whereas too many revolving accounts was #3 or #4.
But my intuition is no better than your guess, so don't act because I said so. I'm still learning.
I read somewhere about a new Fair-Isaac formula that tries to predict if a new customer will close an account after a promo interest period is over or if a new customer will pay in full each month.
I'd imagine a short-lived account might contribute to flagging you as part of this new formula, but I'm unsure if it will hurt your standard FICO score.