Curious, I ordered a credit report w/ credit score from QSpace; I was shown my Equifax report. My report was updated and accurate. My score was a 729; in terms of an actual credit score, that sounds right. I was told by a credit analyst at NextCard back in late August my score was 701. In the past 4 months, I have less inq. in the past 6 months, lower balances, and higher limits. I would think the score is pretty accurate. Also, the truecredit.com score is based on the same formula. They give you experian data, and my score was about the same.
RE: QSpace credit score--seems First of all, congratulations on having excellent scores. My question is how did you get a score from qspace? roni
RE: QSpace credit score--seems Go to www.qspace.com On the screen, click the orange BUY button next to: "Single report online." Below that, it says "new option: credit score." Fill out the info, and don't forget to check the "credit score option box." At the bottom of the form, they give you the option to get pre-screened credit offers, but I declined for fear of a hard inquiry.
RE: QSpace credit score--seems thanks Dave. But guess what? I logged in and my old report doesnot expire until 12/17/00. I have to wait until tomorrow to buy a new report and credit score I guess. roni
Don't waste your money That report can not be generated directly from Equifax, I have my currect report, just got it last week. Qspace still had accounts open 4 total that Equifax has closed, wrong amounts and most were not updated from October, I really wouln't waste the money completely inaccurate
RE: Don't waste your money Mom/Roni- When I used Qspace last year, they pulled Experian. Last time (2 mos. ago) they switched to Equifax. Double check the "source file" indicated on the report to see which one you've gotten. MJ
RE: Don't waste your money Yes it used to be Experian for me as well, but now they used Equifax and it was outdated