I just got my Experian credit report from Qspace and my Qspace score is 685.The credit score report said "your credit rating ranks higher than 40 % of U.S. consumers".So score 685 is below average.I have 7 trade lines ,no negative on my report.But I have about $20,000 debt.If I pay down the debt,I think my score would be over 700.
I heard that a score of 680 and above will get you any prime card. However, some on this board feel that the Qspace score is not accurate and you should not depend on it being your actual score.
