Now that my scores are into the mid 600s and beyond, I'm getting decent credit cards with high limits. I'm transferring my balances on Visa (19%) to my 0% Discover ($5K cl) (since lots of people don't take it anyway) and will hopefully pay it off before the year is up. P.S. I am at 100% utilization and getting okay offers--the latest was First National Visa for 0% for a year, 9.99% after that. Yeah!
